This book deals with the transposition implementation into Austrian private law of the Directives of the European Union Directives concerning insurance law. These Directives have caused a great number of changes to Austrian insurance contract law. On a general level, they have introduced obligations to inform the persons insured and a right of the insured to withdraw from life insurance contracts in life insurance had to be established. Other changes concern particular branches of insurance. In legal expenses insurance the problem of colliding conflicting interests particularly had to be dealt with in particular. Furthermore, Austira has created rules on private sickness health insurance which are meant to be reserved for sickness schemes substituting for social security. In motor vehicle car-insurance, European legislation maintains third party´s protection in case of where drivers who are not authorized by the owner.
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